LeasingMortgage
AI-Powered Lender Matching

Stop OverpayingCompare SmarterGet Approved FasterAll in 1 platform

Explore leasing, home loans, credit cards, and business financing with smart calculators, trusted lenders, and AI guided steps from start to approval.

Phone preview of the LeasingMortgage app
Eligibility

Check your financing eligibility

See where you stand before you start comparing lenders. Review income, existing commitments, and repayment comfort with a practical fit check built around the same flows used across the platform.

Check My Eligibility
98.1%Success Rate
Eligibility SnapshotSoft Check

Borrower profile

Debt

42%

Income

LKR 240k

Stability

A-

Readiness

Ready

Secure Check

Soft bureau access is used for the review and does not impact your credit score.

Main campaign
Apply through the platform for the chance to win.

Apply now.Win up to LKR 1,000,000

Every finalized leasing or mortgage application becomes an automatic entry in the monthly prize draw. No extra forms, no second step, just one stronger reason to apply through the platform.

Leasing entriesAutomatic qualificationMonthly winner reveal
Apply Now

Campaign prize

LKR 1,000,000

Only finalized leasing and mortgage applications qualify. One entry per approved application.

Featured Leasing Offers

See where you stand before you start comparing leasing offers. Review pricing, term flexibility, and application readiness with a practical shortlist built around the same flows used across the platform.

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Calculator

Leasing Calculator

See where you stand before you start comparing leasing offers. Review pricing, term flexibility, and application readiness with a practical shortlist built around the same flows used across the platform.

Leasing
LKR 6,500,000
LKR
LKR 100,000LKR 50,000,000
%
%
Mo
%

Live Estimate

Estimated monthly rental

LKR 123,708

Updated instantly from the values on the left.

Financed Amount

LKR 5,200,000

Lease Term

5 years

Start the applicationCompare matching offers

Scenario Breakdown

Auto-updating

Advance Payment

LKR 1,300,000

Residual Value

LKR 0

Total Paid

LKR 8,722,458

Finance Cost

LKR 2,222,458

Current rental view

20.0% deposit over 5 years at 15.00%.

Monthly affordability

Check how asset value, deposit, and term shape the estimated rental before you apply.

Deposit impact

See how a stronger upfront contribution changes the financed amount and repayment load.

Term planning

Compare shorter and longer lease terms and keep a clear view of total finance cost.

Planning Tools

Mortgage, refinance, and payoff calculators

Compare longer-term repayment scenarios across home loans, refinance decisions, and revolving debt reduction.

NEW

Home Credit

Plan Home Loan EMI (Mortgage EMI)

Calculate monthly installment, total interest, and affordability for mortgage borrowing.

UPDATED

Review

Check Refinance Savings (Comparison Savings)

Compare your current facility with a refinance option and estimate the break-even point.

Action Plan

Pay Off Credit Card Faster (Debt Plan Payoff)

Estimate payoff time and interest savings under a structured payment plan for revolving debt.

Calculator Library

Calculators for faster shortlisting

Validate affordability and repayment impact before you move into application.

All Calculators

Core Insight

Eligibility Calculator (Fit Check)

Check age, income, expenses, and current loan commitments in one estimate to see your maximum borrowing capacity.

Open Calculator

Scenario

Estimate Leasing Rentals (Scenario Rental)

Forecast monthly rental, financed amount, and total leasing cost for vehicle and equipment plans.

Open Calculator
Cross-category

Verified Offers

Cross-category financing snapshots for leasing, mortgage, and personal funding.

Verified
VM

Leasing Company

Verified Mobility Desk

AdvisorMarketplace advisor desk

Vehicle Leasing

Premium sedan & SUV leasing with flexible end-terms.

Verified ProviderActive OfferCBSL Finance / Leasing Class

9.45%APR

Compare Offers
Verified
VH

Bank

Verified Home Finance Desk

AdvisorMortgage guidance desk

Residential Mortgage

New purchase or refinance options for primary homes.

Verified ProviderActive OfferCBSL Licensed Bank

6.82%APR

Compare Offers
Verified
VP

Private Lender

Verified Personal Credit Desk

AdvisorPersonal finance advisor desk

Personal Funding

Unsecured lines of credit for major life events.

Verified ProviderActive OfferVerified Legal Entity

11.20%APR

Compare Offers
Thresholds

Product Income Thresholds

LKR Monthly Minimum

Credit Card

Daily utility and benefits

LKR 60,000

Personal Loan

Flexible lifestyle financing

LKR 80,000

Vehicle Leasing

Premium mobility solutions

LKR 100,000

Home Loan

Mortgage architecture

Pending

Before you apply

Safety Indicators

Quick fit check

Review income, expenses, and existing commitments before you start an application.

Repayment buffer

Keep room for essential monthly spending while testing repayment comfort.

Lender Guidance Note

Keep total monthly debt within a comfortable range.

Lenders usually prefer total monthly debt payments to remain within 50% of gross monthly income. Our baseline only fails beyond 75%, so this range is the clearest indicator of borrowing comfort.

Preferred Range

50%

Where approval odds and pricing usually become more favorable.

Hard Ceiling

75%

Beyond this point most lenders will treat the repayment load as excessive.

Lower debt-to-income ratios improve approval odds and usually support stronger pricing across the borrowing journey.

Trusted by leading financial institutions

Bank of Ceylon
Commercial Bank
Sampath Bank
HNB
Nations Trust Bank
DFCC Bank
Seylan Bank
NSB
Pan Asia Bank
People's Leasing
Central Finance
LB Finance
LOLC Finance
Amana Bank
HDFC Bank
SDB Bank
Standard Chartered
HNB Finance
Assetline Finance
CBC Finance
Fintrex Finance
Janashakthi Finance
Mahindra Ideal Finance