Check a simple Sri Lankan financing eligibility estimate using age, income, expenses, and existing loan commitments.
Rules Used
Age must be at least 21, income must be at least LKR 60,000, and existing loan payments must stay at or below 75% of disposable income.
Product eligibility is then derived from monthly income thresholds for cards, personal loans, vehicle leasing, and home loans.
Minimum age for this checker: 21
Income is used for the base gate and product threshold checks.
General monthly expenses, excluding current loan repayments.
Checked separately against disposable income.
Overall Status
Eligible
Baseline estimate only. Final approval depends on lender policy.
Disposable Income
LKR 75,000
Average monthly income minus average monthly expenses.
Existing Loan Ratio
26.7%
Fails only above 75%; many lenders prefer 50% or less.
Eligible Products
3
Shown only after the baseline checks pass.
Based on the current rule set, you pass the baseline checks and meet the income threshold for these products.
Credit Card
Minimum income LKR 60,000
Personal Loan
Minimum income LKR 80,000
Vehicle Leasing
Minimum income LKR 100,000
Home Loan
Minimum income LKR 150,000
Important
This is a directional home-page style eligibility estimate, not a lender approval decision. The requested fail rule here is based on existing loan payments being above 75% of disposable income, while many Sri Lankan lenders typically prefer the ratio to stay closer to 50%.
